Although much has occurred where health care reform is concerned, some things haven’t changed. This includes exemptions for pre-existing medical conditions. Reading the fine print is important, as doing this will tell you what claims may be denied, which will leave no surprises should you need to make a claim in future.

Ensure that a wide range of care is covered in your policy is also a good idea. Look for items like adult day care, home care, assisted living, residential care and nursing homes. Having these options will allow for more freedom of choice when the time comes to make the transition in lifestyle.

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