Getting a loan a decade ago was a far different venture than what it is today.  Gone are the days of “sub-prime” loans that included buyers with no down payment or a shady credit history.  While loans all but came to a standstill for a few years after the housing crisis of 2007, things are loosening up for some buyers, particularly those with a good credit rating and a large down payment.  The FHA is also still writing loans for good loan prospects, even if they are upside down on their mortgage, through the HARP program.  To qualify for a good loan with low interest rates, you will need to address your credit rating.


no comment untill now

Sorry, comments closed.