Homeowners insurance is one of those pesky expenses that we cannot do without, but we don’t like to think about either.  You should review and potentially revise your policy under certain circumstances.  For example, when you transfer ownership of any of your assets to another person, this would be an important time to review coverage.  Also, if you have any significant renovations done on your home, you’ll want that reflected in your policy.  Of course, a big life change like marriage or divorce would be an important time to tweak your policy.  And finally, if you inherit something of value, you’ll want that reflected in your policy.

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